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  Why you need a Deed of Trust  
 

If there is one document that you should definitely consider have when co-buying, it’s a Deed of Trust (also known as a Trust Deed or a Declaration of Trust).

A Deed of Trust is a document that is created between you and your co-owner(s), and sets out each of your legal rights over the property.


  
 
  A Deed of Trust is signed at exchange of contracts when buying a property, and states the exact percentage of value of the property that you both legally own.  
     
 
If you answer ‘yes’ to any of the questions below, you are advised to have a Deed of Trust if you want to protect your interest:
  
   
Do you co-own your property?
 
Did you and your co-owner(s) make unequal contributions to the purchase of the property?  
 
Is there anyone who has made a financial contribution to the purchase of the property whose name is not on the Deeds?  
 
Do you and your co-owner(s) make unequal contributions to the mortgage payments?  
 
Do you have children from a previous relationship?  
     
  For further advice please contact us.  
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